Since the firm’s founding in 1938, insurance companies have turned to Connell Foley to handle a broad array of exposures. Connell Foley’s lengthy and versatile experience in the insurance arena provides clients with the industry knowledge, legal skill, and bench strength to take on virtually any matter in connection with insurance coverage law, from straightforward representations to complex, cutting-edge areas of litigation. The depth of our talent is reflected in the consistently strong results we have achieved in state and federal courts, as well as alternative dispute resolution venues.
Full Spectrum of Coverage Issues
Our Insurance Coverage practice group routinely counsels, monitors, and litigates on behalf of our insurance industry clients with respect to coverage matters arising under a broad range of policies and involving various risks, including:
- Liability/Casualty Coverage
- Excess Coverage
- Bad Faith/Extra-Contractual
- Professional Risk Coverage
- Environmental Risk Coverage
- Property Coverage
- Health Care Coverage
- Insurance Regulation, Drafting, and Legislation
Attorneys in Connell Foley’s Insurance Coverage practice group are widely regarded among colleagues, adversaries, and the bench as leaders in the field. Partner George J. Kenny and former partner Frank Lattal are co-authors of New Jersey Insurance Law, the standard textbook for New Jersey insurance practitioners. We are also frequent lecturers both in the U.S. and internationally and provide educational seminars on significant legal developments in this constantly developing area of law. Our group’s monthly newsletter, Insurance Coverage Law Update, features updated and emerging judicial developments in insurance coverage law.
Connell Foley has long been recognized as a leader in general liability insurance developments and continues at the forefront of the insurance industry’s response to complex and emerging coverage litigation. Our group is comprised of industry leading professionals with hands-on experience in counseling clients on liability/casualty coverage issues, partnering with claim professionals to address these issues, and representing insurers in defending and prosecuting coverage litigation in state and federal courts and alternative dispute settings.
We routinely address all facets of general liability policies, ranging from duty to defend analysis and additional insured disputes to examination of various policy terms, conditions, and exclusions. Our attorneys are adept at providing comprehensive and timely responses on a broad variety of liability/casualty risks, including those associated with product liability, professional liability, construction defects, environmental exposures, asbestos matters, toxic torts, mold litigation, and class actions, among other areas. This wealth of experience enables our attorneys to understand the unique challenges our clients face in the insurance coverage arena.
A significant part of the Connell Foley’s insurance coverage practice involves the representation of insurers facing substantial umbrella and excess insurance coverage exposures. We regularly represent and counsel both domestic and internationally based insurer clients in a broad range of matters and issues, including claims handling, attachment points, priority of coverage, and the competing duties and obligations of insurers among various layers and types of coverage.
Based on Connell Foley’s strong relationships with insurance industry clients, our attorneys regularly consult with and represent insurers in cases involving allegations of bad faith and other extra-contractual claims. We have vast experience analyzing various types of claims and lawsuits and providing concise coverage analysis of issues, particularly with respect to allegations of bad faith. The extensive breadth of our extra-contractual coverage practice enables our attorneys to coordinate with clients to effectively evaluate and defend against bad faith claims by providing advice, support, and litigation skills.
Connell Foley’s Insurance Coverage Practice Group routinely represents professional liability insurers in litigation and non-litigated matters, including claims arising from:
- directors & officers;
- errors & omissions;
- employment practices liability; and
- other professional risk policies.
Our attorneys are uniquely situated to provide advice and representation with respect to professional liability coverage issues arising from a wide range of professional areas, such as the medical, legal, financial, accounting, and real estate sectors.
Connell Foley’s insurance coverage attorneys provide advice and litigation with respect to various and often complex first-party property coverage issues, including such diverse perils as hurricanes, fires, earthquakes, water damage, mold, and terrorism. We are also able to assist insurer clients in investigating and resolving property damage, business income, contingent business income, and extra expense claims. Our talented attorneys are able to evaluate and litigate with respect to complex property issues arising under all types of first-party policies, ranging from approved homeowners policies to high-level excess and/or manuscript policy forms.
In addition to environmental issues arising under liability and casualty policies, our attorneys are also poised to address novel and complex insurance coverage issues arising under various environmental and other specialty insurance products, including environmental impairment liability, site specific pollution liability, contractors pollution liability, and environmental professional liability policies on behalf of our insurer clients.
Connell Foley is a recognized leader in providing legal services to the health care insurance industry. Our coverage attorneys work closely with other practice groups to leverage the expertise throughout the firm to the benefit of our clients. With extensive industry knowledge and know-how, our attorneys are uniquely poised to advise clients with respect to coverage issues involving health care matters.
Our attorneys can also provide insurers with targeted advice with respect to regulation, drafting, and legislation in a complex regulatory environment. This includes the ability to counsel our insurer clients on a wide range of regulatory issues, including compliance, class action disputes, and insolvency matters. We have also advised and represented insurers in connection with manuscript policy endorsements and emerging legislation on key coverage issues.
Our team has represented reinsurers and ceding companies in complex insurance disputes arising under various reinsurance arrangements. Our attorneys are poised to provide counsel and to litigate on behalf of our clients in connection with reinsurance disputes arising from a wide range of underlying risks, to assist with respect to various underwriting issues, and to advise concerning evaluation and resolution of reinsurance and retrocession claims.